This past summer I traveled back to Michigan to attend a family reunion. For the past decade I have lived several states away and I’ve slowly lost touch with many of the cousins, aunts, and uncles who were in my life as I was growing up. Having an opportunity to catch up with so many relatives at one time was great. We shared pictures, told jokes, and reminisced about the old days. One person in particular was an uncle who I had not seen in more than 15 years, and it was during our chat when I first learned that he was a veteran of the Vietnam War who had been exposed to Agent Orange. His “war story” was remarkable, and prior to that I had no idea of his personal sacrifice and contribution to our country. It blew me away.
In 1954, President Dwight D. Eisenhower signed a bill proclaiming November 11th as Veterans Day. It is a day set aside to honor all veterans and a time when many Americans reach out to connect with and support veterans. The Department of Veteran Affairs estimates that there are more than 24 million veterans living among us. They include our friends, neighbors, coworkers, spouses, children, parents, and others we do not even know.
THE CHALLENGE
As Congressman Allen Boyd so aptly put it,
America’s fighting men and women sacrifice much to ensure that our great nation stays free. We owe a debt of gratitude to the soldiers that have paid the ultimate price for this cause, as well as for those who are blessed enough to return from the battlefield unscathed.”
This Veteran’s Day take a moment to support a veteran and show your gratitude. It can be as simple as picking up the phone and saying thanks, donating to a charity such as ARMing Heroes, or part of an overall company event. American Profit Recovery’s employees, for instance, recently spent their lunch hour writing cards to troops overseas.
At the very least spend a sincere moment of silence reflecting on your freedoms and being grateful for those who sacrifice and risk their lives on the battlefield.
THE REFLECTION
Did you or your company do anything above and beyond in support of Veterans Day?
Do you provide any special payment options for consumers who may have a spouse deployed overseas?
When Michael Gazzarato took a job that required him to sign hundreds of affidavits in a single day, he had one demand for his employer: a much better pen.”
Markham lawyer Deanna Natale, daughter of former federal Liberal cabinet minister Judy Sgro, is scheduled to appear before a disciplinary hearing in connection with her law firm’s high-volume debt collection practice.”
An Amherst man faces up to 10 years in prison and a$250,000 fine for selling debtor information that was bank property, U. S. Attorney William J. Hochul Jr. said Friday.”
A debt collection agency used phony hearings in a room decorated to look like a courtroom to collect money from unsuspecting consumers, according to a lawsuit filed Friday against the company by Pennsylvania.”
Fair Debt Collection Practices Act (FDCPA) lawsuits rose slightly to 455 in the Oct. 1-15 period compared to 441 in the last half of September, according to data from U.S. District Courts..”
U.S. Attorney William J. Hochul, Jr. announced today that Thomas Rice, 37, of Amherst, New York, pleaded guilty before Chief U.S. District Judge William J. Skretny to a felony charge of sale of debtor information which was property that belonged to a bank. This offense carries a maximum penalty of ten years in prison, a fine of $250,000 or both.”
The U.S. Internal Revenue Service may have relied on flawed data when it decided in 2009 to end the use of private agencies to collect tax debts, a government auditor said Tuesday.”
American Profit Recovery, a collection agency based in Michigan, Massachusetts and North Carolina, recently participated in the Making Strides Against Breast Cancer walks in three cities and raised a total of $15,500 for their efforts. Over $10,000 of the company’s fundraising total was donated by the company’s ownership.”
The Better Business Bureau is warning consumers to be on the alert for scam artists posing as collectors of nonexistent payday loan debts. The scammers typically call consumers and threaten them with legal action or arrest unless the victims authorize immediate payments from their bank accounts.”
It’s scary when you can’t pay your bills, and when creditors are calling and sending you those threatening letters. But it’s important to know long that debt stays on your credit report.”
Being late on a loan has turned into a fiasco that a Fort Worth woman never expected. The debt collector showed up at her job and the ensuing drama didn’t end until police were called.”
What started four years as a selfless way to give back to people in his community has grown into a passion for Shawnee, Kan. resident Arthur Lott. Today, Lott purchases, prepares and delivers more than 450 meals to men, women and children at three Kansas City, Mo. homeless shelters each month.”
A Raleigh County woman is suing JCPenney Credit Services, General Electric and NCO Financial Systems after she claims they engaged in unlawful debt collection, unfair or deceptive practices and invasion of privacy, among other things.”
The number of collection agencies and creditors sued under various consumer statutes spiked to 480 in the second half of July, compared with 389 in the first half, according to data from U.S. District Courts.”
I have worked in the collections field for over 20 years. I followed the FDCPA and was compliant. Most collectors I have seen have been in the grey area. Then there are even many more that I see violate the FDCPA completely while the company owners are aware of it.”
A professional collection law firm is being sued after placing telephone calls to a Texas resident without disclosing they were attempting to collect a debt.”
American Profit Recovery, a collection agency based in Michigan, Massachusetts and North Carolina, recently posted a number of short stories and profiles geared toward showing the general public and others that there are many aspects of the collection industry that go unreported, are misrepresented and intentionally covered in the media one-sided. The stories focus on how the agency has helped businesses and consumers come together in a diplomatic way to resolve debt, not just collect debt. The profiles can be read here at: http://www.collectionagencyblog.com“
The National Consumer Law Center recently released a report claiming that the collection industry treats consumers unfairly and burdens the court systems.
Hollywood tough guy MICKEY ROURKE nearly shot a man during his work as a debt collector, when his gun misfired during a heated exchange with a delinquent borrower.”
Martin Sher, a Birmingham, Ala businessman has been named the 2010-2011 president of ACA International, the association of credit and collection professionals. Sher, co-owner with his brother David of AmSher Receivables Management, assumed the president’s gavel in July at the ACA International Convention in Washington D.C.”
According to court records, Check Recovery Services sent a fax to [David] Oefelein’s work requesting verification of his employment which included his full social security number. The plaintiff states he was embarrassed that this was sent to his work and also concerned that the information contained his social security number.”
American Profit Recovery, a collection agency based in Michigan, Massachusetts and North Carolina, recently received the Banker & Tradesman’s First Place Gold Award in the Banking Section/Asset Recovery category for their 2010 readership poll. The award recipients were determined in the BEST OF Banker & Tradesman Poll where readers voted from April 30th – July 2nd to determine who they believe to be the best providers.”